Repeat A: I just got my first ATM card. B: That's great. Do you know how to use it? A: Actually I could use some help. B: Let's go to your bank's ATM. A: Does it have to be my bank's ATM? B: It should be or else you will get hit with fees. A: Once I put my card in, what do I do? B: You need to put your pin number in. A: I wrote my pin number down. It's in my wallet. B: To be safe you should memorize it. A: Once I punch in my pin number, what do I do? B: You need to choose what transaction you want to make.