Repeat A: I'd like to make a deposit. B: Will you be putting this deposit towards the fees you owe? A: What fees do I owe? B: You owe an overdraft fee of $35, a minimum balance fee of $8, and an ATM fee
of $2.00. A: So much for free checking. B: Nothing in this life is free. A: Take what I owe from the amount I just deposited. B: Will that be all? A: I want to close my bank account. B: I'm so sorry to hear that. Can I ask why? A: It's because of all the extra fees. B: Most banks charge fees.